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HISTORY

Chamberlin and Reinheimer Insurers, Inc. is a professional insurance firm with over twenty-five experienced personnel. The agency was originally founded in 1911 and has serviced the insurance needs of the industry in Pennsylvania for over a century.

 

ADVANTAGES OF DOING BUSINESS WITH CHAMBERLIN & REINHEIMER INSURERS


Markets

Chamberlin & Reinheimer represents many of the largest proper­ty and casualty insurance carri­ers in the world including the best of the regional carri­ers, and many specialty markets.

We also handle group, individual and life & health products­.

 

In-House Capabilities

In addition to customer service representatives, our staff includes underwriters, inspectors, claims adjusters and risk managers.

The following is a list of value added services offered to our clients for the premiums that they pay.  Our clients are not only insured for possible losses but are benefiting from the comprehensive risk management programs we pro­vide.

 

Services Offered

BY CHAMBERLIN & REINHEIMER INSURERS INC. WE…

WORKERS COMPENSATION SERVICES

  •  Review property and casualty insurance coverage
  • Compare Insurance markets
  • Compare costs and analyze rates
  • Review alternative risk management approaches
  • Offer loss prevention and loss control services
  • Review employee benefits
  • Assist with insurance audits
  • Establish and schedule periodic meetings to review insurance related matters
  • Create certificate program
  • Review contracted liability exposure
  • Review of Rating Classifications
  • Review of Previous Losses
  • Analyze Causes of Losses
  • Audit of Experience Modification Work­sheet
  • Computation of Estimated Experi­ence Modi­fica­tion Work­sheet Nine Months in Advance of Re­newal
  • Major Review of All Losses Prior to “Offi­cial” Ret­rospec­tive Adjust­ment and Divi­dend Compu­ta­tion (so that mistakes can be corrected “prior to”)
  • Review of All Losses Prior to Sub­mission to Penn­sylvania Workers Com­pensation Rating Bureau for Rate Modi­fication Calculation
  • Review of Insurance Company Au­dit Proce­dures and Client Payroll Records
  • Auditing of Appeals Board Hear­ings
  • Review of “Market” for Products Such as Em­ploy­ee Leas­ing, Group/Association Plans, Self-Insurance Funds, Cap­tive, etc.

REVIEW OF “NON-INSURABLE”
BUSI­NESS RISKS 
POLICY
COVERAGE & RATING

LOSS PREVENTION SERVICES

  • Review of Rating Classification
  • Review of Insurance Company Audits
  • Review of Lease Agreements, Pur­chase Orders & Hold Harm­less Agreements
  • Review of Insurance Require­ments for Out­side Ven­dors
  • Review Requirements for Sub-Con­tractors
  • Review of Certificates Received from Oth­ers
  • Review of Outside Contractual Agree­ments
  • Creation of Innovative Rating Ap­proaches

 

Areas of specialization:

  • Home Health Care
  • Professional and Non-Professional
  • Franchise Auto Dealers/Workers Compensation
  • Public Transportation (Buses, Limosines, School Buses
  • Franchise Hotels / Motels

 

Operation Surveys

  • Unsafe Conditions
  • Unsafe Practices
  • Accident Investigation
  • On-Site Inspections

Special Hazard Surveys

  •  Machine Guarding
  • Noise Control
  • Industrial Hygiene
  • Fire & Explosion Analysis

 Loss Control Program

  • Establishment of Program
  • Regular Meeting Attendance
  • Establishment of Safety Awareness Pro­gram
  • Maintenance of Program 

Safety Training

  • Employee Level
  • Supervisory Level
  • Management Level

Auto Fleet Services

  •  Pre-employment Forms
  • Driver Safety Meetings
  • Safety Awards
  • Preventive Maintenance
  • Accident Investigation & analysis
  • Motor Vehicle Records
  • Driver Packets